The Tough Get Going

You know, times are tough right now.  A record amount of people are laid-off, my wife included.  Companies are folding left and right.  The President wants to push through a “stimulus plan” that’s really little more than a huge, nasty, stinking barrel of pork.

I’ve spoken with several people over the last several weeks who are having a hard time finding jobs.  They’re understandably frightened about the future.

But something that really bugs me is the lack of will to do what is necessary to survive this crummy economy.

So many of them, rather than using this time to learn new skills that will make them more marketable, sit at home and mope.

Rather than taking a second job if necessary to cover the gap in expenses, they charge things to credit cards, sabotaging their financial future.

Rather than realizing that most of the “needs” we have are actually wants, and cutting everything that can be cut from their expenses, they refuse to take responsibility for their finances.

Listen, people, when things are this bad, you have to live a different lifestyle than when everything is humming right along.  That means making the hard decisions to do what you have to do.

I encourage you, if you are facing financial difficulties, take a step back and look, really look, at what you can do to stabilize your finances.  It may not be fun right now, but I promise that, in the long run, you’ll be glad you did.

If you need specific advice or suggestions, or want some resources, shoot me an email and I’ll be glad to help.